Customers seeking a 10-year fixed mortgage deal are faced with a reduced range of options as lenders retreat from this part of the...

Having more equity in a property, or a larger deposit, can greatly reduce the rate a lender may offer you. Below is an indication of how...

The Bank of England has raised the bank base rate for a 12th consecutive time. The MPC (Monetary Policy Committee) agreed to raise the...

Skipton Building Society launched a 100% LTV mortgage product yesterday. The product is on a 5 year fixed rate starting at 5.49 % over a...

Recent reports in various national newspapers suggest that Rishi Sunak wants to bring forward some sort of scheme offering support to...

According to Zoopla’s most recent house price index, prices have shown 'modest' quarter-on-quarter falls of up to 0.7% across all regions...

A well known building society has reported that it is considering launching 100% mortgages. The products would likely only be available...

With an expected 1.7m UK fixed mortgage deals ending in 2023, many are asking the same question: Should I fix, or go to variable. The...

Missed payments can impact your credit score. This makes it more difficult to get a mortgage, or re-mortgage in the future. In 2022 one...

Income Protection Insurance covers most illnesses and injuries that stop you working, either in the short or long term. Remember: It does...

Income multiples are a major factor when calculating how much can be borrowed. Each lender has different multiples of income that they...

Have you checked if your current level of buildings insurance is adequate? A recent study estimated that 9/10 UK homes are under insured...

For some lucky people income protection is not necessary. If an employer offers long term sick pay for example, or you benefit from an...

For the past several years the majority of people have happily fixed their mortgage rate for 5 years. Since 2020 around 7 in 10 took a...

Could a second charge mortgage be an option? Second charge lender Together says 1 in 10 UK homeowners are planning home renovations,...

Coventry building society for intermediaries has cut its entire first-time buyer-only range at 90% to 95% loan to value. The mutual’s...

Are you making the most of your savings.... An offset mortgage essentially links your mortgage to your savings, and saves you money. The...

Around half of the British adult population don't have a will, and 25% think they do not have enough money to make it worthwhile. Here...

Lender rates have finally settled somewhat. When compared to the volatility seen in the final few months of 2022, some normality has...

Hoskin Mortgages are currently working with Payment Shield who are one of the U.K’s leading insurance administrators and distributors....