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Home improvements over moving home...1/10 think so

Writer's picture: Paul HoskinPaul Hoskin

Could a second charge mortgage be an option?


Second charge lender Together says 1 in 10 UK homeowners are planning home renovations, instead of moving home.


Latest data shows an increase to stay put, and some of the reasons are; the cost of living crisis, improving energy efficiency and avoiding stamp duty charges.


A second charge mortgage is a good way to raise potential capital from equity, and can be done while you are in a fixed period. The 2nd charge mortgage does exactly what it says, and sits behind the original 1st charge mortgage.


If you are considering trying to raise capital sitting in your home, please get in touch. We can provide 2nd charge loans, initial enquiries are free, and there is no obligation.



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Hoskin Mortgages is a trading name of Hoskin Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority No.613005. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage.

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