How much can you borrow? Here's a quick indication.

Income multiples are a major factor when calculating how much can be borrowed.

Each lender has different multiples of income that they will lend.

The below LTI (loan to income) table is an indication from one lender, and based on annual employed thresholds.

Up to £60,000, 4.49 x income

+ £60,000 combined, and above 5 x income

+ £75,000 gross and above, 5.5 x income

+ £100,000 combined and above, 5.5 x income

*income must be made up of salary. Self employed income can be limited to base levels.

If you are considering mortgages please get in touch. Initial enquiries are free and no obligation.