What are the current UK mortgage interest rates?
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On Wednesday 4 September 2024
Average fixed-term mortgage rates for home-buyers with 5-10% deposits
Loan to value (LTV)Term Average rate 4 September 2024
95% 2-year fixed 5.72% 
95% 5-year fixed 5.37%
90% 2-year fixed 5.49%
90% 5-year fixed 4.99%
 
Average fixed-term mortgage rates for home-buyers with 15-25% deposits
Loan to value (LTV)Term Average rate 4 September 2024
85% 2-year fixed 5.05%
85% 5-year fixed 4.71%
75% 2-year fixed 4.79%
75% 5-year fixed 4.45%
 
Average fixed-term mortgage rates for home-buyers with 40% deposits
Loan to value (LTV)Term Average rate 4 September 2024
60% 2-year fixed 4.30%
60% 5-year fixed 3.97%