How does income protection insurance work?

Income Protection Insurance covers most illnesses and injuries that stop you working, either in the short or long term.

Remember: It does not pay out if you’re made redundant.

Here’s how policies usually work:

• It replaces part of your income if you suffer a loss of earnings due to becoming ill or injured and are unable to work.

• Income protection covers you until you have recovered or until retirement, death, your policy ends or until the limited claim period on your policy ends.. whichever is sooner.

• You can claim as many times as you need to, while the policy lasts.

If you are considering income protection please get in touch. Initial enquiries are free, and are no obligation.